Tuesday, December 6, 2016

Get paid to be healthy

1. Humana Vitality

2. AchieveMint - Register and forget about it. Earn passively. Max 80 points per day, $10 for 10,000 points. 250 points for referrals.

3. Pact app

4. Higi.com

5. Leap4Life

Please refer to the corresponding website for accurate information about rewards.

Sunday, November 27, 2016

Save Money with Cash Back and Discount Coupons

There are different ways to save. Deposit money in a savings account, CDs, or invest wisely. You could save money while shop for your favorite brands, eat out, buy gifts, etc (on your day to day spending). Here are a few ways you could save. Happy Savings...

Cash Back
  • MrRebates (more info)
  • eBates (more info)
  • Coupon Cabin
  • Honey
  • JoinPiggy (browser extension)
  • LivingSocial Restaurants Plus Rewards - Link you credit cards to get additional cash back on restaurant purchases.
  • WikiBuy (Get $5 by registering using this link)
  • Ibotta - Earn cash back for in-store purchases from stores like Walmart, Target, Safeway, Costco, Walgreens, CVS, RiteAid, Whole Foods Market, etc. Cash back is available for online purchase also for select stores. For in-store purchase, after the purchase, scan the items' barcode and the barcode on the receipt using the mobile app to get the cash back.
  • UPromise

Discount Coupons / Promo Codes

Rewards/Loyalty
Discount Gift Cards

Deal Sites
Credit Card
  • Citi Price Rewind - If you have Citi credit card, you may make use of Citi Price Rewind feature to get cash back on purchases if the price goes down (in the same site or accepted different site) in the 60 days from the date of purchase.
  • Your credit card might have revolving categories for higher cash back or the cash back for different types of purchases might yield different percentage cash back for different cards you own. Try to remember the best cash back card for each category and use the right card for right purchases.
  • Login in to your credit card online banking account and see if you have any offers or deals which you may add to your card. Most cards expect you to add the offer to get the cash back.
You might combine these in any way you like to get the maximum discount. You could sign up for loyalty programs from all the stores you shop. The rewards though very small, could add up to your savings over time. You don't have to carry all of the rewards cards with you if you link your phone number. Also, you could load them into your digital wallet and use it from your phone.

Of course there are tons of other ways to get cash back and discount coupons. If you know of any other sites that gives discounts or cash back, I would be glad to know. Appreciate your comments and feedback.

Sunday, November 20, 2016

Earn Bitcoin without investing money

If you don't have a BitCoin address, you may use CoinBase to create one. You will need BitCoin address in order to earn BitCoin. You can find your BitCoin address under tools. You may see more than one address. New addresses are created as you start using them. All of the addresses are valid and you can use any of them at any time. New addresses are generated for security purposes. You may use any of the addresses in the following sites to earn free BTC. Another option is blockchain.info

There are multiple sites that give BitCoins for various tasks. Some of them are listed below. The earnings, frequency and payout minimum could change over time. The values mentioned here may not be current. After signing up, you may bookmark the sites in a separate folder so that you could open all the links in the folder easily every day.

MellowAds
Earn free satoshi and use it to promote your site. You may use this to find referrals.
  1. Signup
  2. Claim Free Satoshi every 24 hours (you cannot withdraw this, but can use it to advertise)
  3. Create Advert (Title, short description and URL)
  4. Start Banner campaign using the advert created (Choose amount per day you like to spend and 
  5. number of days
SatClaim
Earn up to 200 satoshis every 15 minutes
Referral Commission: 50%

MoonBit.co.in (My Favorite) - May not be working at the moment
Earn 35 Satoshis every 5 minutes by completing a captcha and clicking a button.
Continue to accumulate even after 5 minutes if you dont claim but at a slower rate, which is great. Also, you can get up to 400% bonus on each claim by referring friends, claiming at least once daily, completing offers.
Referral Commission: 50%
Payout Minimum: 100 uBTC or bits (10000 satoshis) Click MoonBit.co.in to start earning BitCoins

BitCoinGet
Earn by completing jobs, surveys, offers or by shopping
Payout Minimum: 500 uBTC or bits (50000 satoshis) Click BitCoinGet to start earning BitCoins

BitCoinReward
Earn by completing tasks, surveys, offers or watching videos
Payout Minimum: 300 uBTC or bits (30000 satoshis) Click BitCoinReward to start earning BitCoins

BonusBitCoin
Earn upto 5000 satoshi every 15 minutes by completing a captcha and clicking a button.
Referral Commission: 50%
Payout Minimum: 100 uBTC or bits (10,000 sathoshis) Click BonusBitCoin to start earning BitCoins

FreeBitCoin
Earn every hour by completing a captcha and clicking a button
Payout Minimum: 260 uBTC or bits (26000 satoshis) Click FreeBitCoin to start earning BitCoins

DailyFreeBits
Earn 15 to 1200 Satoshis every 60 minutes by completing a captcha and clicking a button
Payout Minimum: 7 uBTC or bits (700 satoshis) Click DailyFreeBits to start earning BitCoins

AquaBitCoin (Not working)
Earn 15 to 1200 every 30 minutes by completing a captcha and clicking a button
Payout Minimum: 5 uBTC or bits (500 satoshis)

GetYourBitCoin
Earn atleast 50 satoshi every 5 minutes by completing a captcha and clicking a button
Since FaucetBox is closing (more info) use ePay for your withdrawals.
Click GetYourBitCoin to start earning BitCoins

WorldOfBitCoin
Earn atleast 50 satoshi every 5 minutes by completing a captcha and clicking a button
Since FaucetBox is closing (more info) use ePay for your withdrawals.
Click WorldOfBitCoin to start earning BitCoins

TimeForBitCoin
Earn atleast 70 satoshi every 5 minutes by completing a captcha and clicking a button
Since FaucetBox is closing (more info) use ePay for your withdrawals
Payout Minimum: 200 uBTC or bits (20,000 sathoshis) Click TimeForBitCoin to start earning BitCoins

99BitCoins
Earn 35 Satoshis every 5 minutes by completing a captcha and clicking a button
Payout Minimum: 130 uBTC or bits (13000 satoshis) Click 99BitCoins to start earning BitCoins

EarnFreeBitCoins
Earn by visiting websites and spending some time on them (one to few minutes)
Payout Minimum: 55 uBTC or bits (5500 satoshis) Click EarnFreeBitCoins to start earning BitCoins

BTCClicks
You can earn by clicking on ads and viewing the ads and spending few seconds on each ad.
Payout Minimum: 100 uBTC or bits (10,000 satoshis) Click BTCClicks to start earning BitCoins

RichmondBerks
You can earn from posting on social networks, or by referring others. You may also choose to invest and get bigger returns. But if you decide to invest, do so with caution as the returns are not realistic and most likely this is a ponzi scheme. The site currently claims 1.4% per day during the week and 0.7% during weekends, for invested amounts.
Note: If you signup using my link, and comment here, I will send you $1 worth RBB

GET REFERRAL COMMISSION by advertising your site containing referral URLs on MellowAds

MellowAds
Earn free satoshi and use it to promote your site. You may use this to find referrals.

  1. Signup
  2. Claim Free Satoshi every 24 hours
  3. Create Advert (Title, short description and URL)
  4. Start Banner campaign using the advert created (Choose amount per day you like to spend and number of days


SearchTrade
Earn by doing keyword search powered by Google or buy keywords and earn when others search for that keyword. Earn 1000 satoshi per keyword search. Click SearchTrade to start earning BitCoins


MoonBitcoin


99Bitcoin


BitcoinReward.net



1 satoshi = 0.00000001 BTC
1 uBTC   = 0.000001 BTC

1 bit = 1 uBTC (microBTC)
1 BTC = 100 million satoshi
1 BTC = 1 million uBTC
1 uBTC = 100 satoshi

If you are hosting your own site and want to monetize your site using ads, you may make use of
this site

Appreciate your comments.

Saturday, October 1, 2016

Easy Carpool with Scoop - $20 PROMOCODE available

I recently started using scoop in order to commute to work. Scoop is an app that helps you to find carpool buddies, manages the rides, cost sharing.

Here is promo code which will give you a free $20 credit on the Scoop. Use the promo code GIRIDHAR3MD and get $20 when you take your first trip (ride/drive)! It may take up to 48 hours after your first ride for the promo credit to be applied to your account. Download mobile app right here: http://m.onelink.me/220071c1

Advantages:
  1. Find carpool buddies matching your work/home location and time
  2. Choose your convenient timing every day
  3. Free cancellation until the deadline (Previous day 9pm for morning commute & 3:30pm for evening commute). For cancellation policy after the deadline, refer here (may be out of date)
  4. You may carpool with one person in the morning and you could carpool with another person in the evening
  5. Meet new people and make new friends in your community
  6. You may choose to drive or ride on any given day
  7. Things may not go as planned. If it gets delayed in the last minute or need to start early, you may contact the driver/rider and let him/her know. In my experience, people are understanding.
  8. As a driver, get paid that mostly covers your gas, tolls and wear of your car 
  9. As a driver, you may carpool in the morning and drive by yourself in the evening or vice versa
  10. As a driver, you may transfer the balance to your bank account.
  11. As a rider, convenient pickup and drop off from/to home and work
  12. As a rider, ride at discounted price (as low as $1 for some routes) for a limited time. Check your price by entering your home and work addresses in the mobile app.
  13. As a rider, if you ride in the morning, Scoop guarantees a ride back in the evening. If not able to find match, you can take other public/ride share option and reimburse up to certain amount ($40 I believe)
  14. You can refer other friends and both you and your friend can get $20 credit when he/she makes the first ride
But,
  1. You cannot choose whom you want to carpool with. Scoop will choose for you. If your are driving, Scoop will try to match with some one commuting in the same route. But you can mark some as favorites and Scoop will try to match with your favorites when possible (at least thats what Scoop claims)
  2. As a driver, you cannot provide any radius with in which you want to match with
  3. For the morning ride, you will have to schedule the drive/ride the night before (before 9pm)
  4. As a driver, some times, the matches may not be convenient, have to drive in opposite direction (short distance), driving through street traffic. But by adding the desired route buddies as favorites, I believe over time, the matched carpool buddies would be in the favorite routes.
Here is promo code which will give you a free $20 credit on the Scoop. Use the promo code GIRIDHAR3MD and get $20 when you take your first trip! It may take up to 48 hours after your first ride for the promo credit to be applied to your account. Download mobile app right here: http://m.onelink.me/220071c1

If you have already installed the app and have not used a promo code, you can still use the promo code by going to "Pricing & Payments". You will see a box to enter a referral or promo code.

If you have any questions, most of them would be answered here.

Find the list of Scoop users in your area here

Happy commuting!

Saturday, September 10, 2016

ATT Mobile Share Advantage Plan



ATT came up with new Shared Data Plan and was available from August 21, 2016. You can continue to use current plan. But once you change to new plan, there is no going back. The new plan claims simple pricing and no overage costs. Then, what is the catch. Here is the extract from ATT article: "Instead of overage charges, after customers use all of their high-speed data amounts, all data usage will be reduced to a maximum of 128 kbps for the rest of their bill cycle". This is good for those who are not diligent in monitoring their data usage and want a hassle free plan or are using a plan other than 15 GB. For those who are diligent in monitoring the data usage and are in 15GB plan, the new plan is not good.

ATT Mobile Share Advantage Plan is a disadvantage for those who are/were on 15GB plan. You can find the charts comparing the cost per line for different data plans in Old and New Plans. The Blue line represents the Old Plan (Mobile Shared Value Plan). The Orange line indicates the New Plan (Mobile Share Advantage Plan). It is very clear from the graphs, the new plan is indeed good for those who were on any shared data plan other than 15GB. Every plan other than 15GB has a new plan with same or more data for lower per line cost. For those who are in 15GB will have to either downgrade to 6GB or 10GB in order to maintain their monthly cost or pay more to retain the data limit.

>> Try the car pool mobile app - Scoop and get $20 credit with PROMO CODE <<
Save money - Escape the traffic - Worry free commute
(If not available in your area, join now to get it in your area)

You may click on the images to view in detail.

Cost/Line comparison (excluding taxes/fees) with 4 lines


Cost/Line comparison (excluding taxes/fees) with 5 lines


Cost/Line comparison (excluding taxes/fees) with 6 lines


Cost/Line comparison (excluding taxes/fees) with 7 lines

More details: http://about.att.com/story/att_introduces_mobile_share_advantage.html

The content in this article is solely my perspective. You should not make any decisions solely based on this article. I would appreciate any comments you would have regarding the new ATT Mobile Share Advantage Plan.

Monday, August 8, 2016

EB2 Priority Date - Cut off dates

The priority Date cut off date for Employment based EB2 category for Indians and Chinese.

Update Mar 2016: When USCIS determines there are immigrant visas available for the filing of additional adjustment of status applications, the Dates for Filing Applications chart may be used to determine when to file an adjustment of status application with USCIS. Otherwise, the Application Final Action Dates chart must be used to determine when to file an adjustment of status application with USCIS.
january febrary march april may june july august september october november december visa green card greencard gc employment

So depending up on if the visas are available, the corresponding dates are highlighted.

>> Try the car pool mobile app - Scoop and get $20 credit with PROMO CODE <<
Save money - Escape the traffic - Worry free commute
(If not available in your area, join now to get it in your area)

Number of pending I-485 applications for India and China

EB2 Priority Date Cut-off Dates
Month/YearIndia
Filing
India
Final Action
China
Filing
China
Final Action
Nov, 201708FEB0908OCT0815NOV1315JUN13
Oct, 201708FEB0915SEP0815NOV1322MAY13
Sep, 201701FEB0922AUG0801OCT1315MAY13
Aug, 201701FEB0922JUL0801OCT1322APR13
Jul, 201701FEB0922JUL0801OCT1322MAR13
Jun, 201701FEB0901JUL0801OCT1301MAR13
May, 201701FEB0922JUN0801OCT1308FEB13
Apr, 201722APR0922JUN0801MAR1315JAN13
Mar, 201722APR0901JUN0801MAR1315DEC12
Feb, 201722APR0915APR0801MAR1315NOV12
Jan, 201722APR0915APR0801MAR1315OCT12
Dec, 201622APR0901FEB0801MAR1322SEP12
Nov, 201622APR0901NOV0701MAR1315JUL12
Oct, 201622APR0915JAN0701MAR1315FEB12
Sep, 201601JUL0922FEB0501JUN1301JAN10
Aug, 201601JUL0915NOV0401JUN1301JAN10
Jul, 201601JUL0901NOV0401JUN1301JAN10
Jun, 201601JUL0901OCT0401JUN1301JAN10
May, 201601JUL0922NOV0801JUN1301SEP12
Apr, 201601JUL0908NOV0801JUN1301SEP12
Mar, 201601JUL0915OCT0801JUN1301AUG12
Feb, 201601JUL0901AUG0801JAN1301MAR12
Jan, 201601JUL0901FEB0801JAN1301FEB12
Dec, 201501JUL0901JUN0701JAN1301FEB12
Nov, 201501JUL0901AUG0601JAN1301FEB12
Oct, 2015
(Revised on 
Sep 25th)
01JUL0901MAY0501JAN1301JAN12

Month/YearIndiaChina
Sep, 201501JAN0601JAN06
Aug, 201501OCT0815DEC13
Jul, 201501OCT0801OCT13
Jun, 201501OCT0801JUN13
May, 201515APR0801JUN12
Apr, 201501SEP0701APR11
Mar, 201501JAN0701SEP10
Feb, 201501SEP0515MAR10
Jan, 201515FEB0501FEB10
Dec, 201415FEB0501JAN10
Nov, 201415FEB0508DEC09
Oct, 201401MAY0915NOV09
Sep, 201401MAY0908OCT09
Aug, 201422JAN0908OCT09
Jul, 201401SEP0801JUL09
Jun, 201415NOV0422MAY09
May, 201415NOV0415APR09
Apr, 201415NOV0408MAR09
Mar, 201415NOV0415FEB09
Feb, 201415NOV0408NOV09
Jan, 201415NOV0408NOV08
Dec, 201315NOV0408NOV08
Nov, 201315JUN0808OCT08
Oct, 201315JUN0815SEP08
Sep, 201315JUN0808AUG08
Aug, 201301JAN0808AUG08
Jul, 201301SEP0408AUG08
Jun, 201301SEP0415JUL08
May, 201301SEP0415MAY08
Apr, 201301SEP0401APR08
Mar, 201301SEP0415FEB08
Feb, 201301SEP0415JAN08
Jan, 201301SEP0408DEC07
Dec, 201201SEP0422OCT07
Nov, 201201SEP0401SEP07
Oct, 201201SEP0415JUL07
Sep, 2012UnavailableUnavailable
Aug, 2012UnavailableUnavailable
Jul, 2012UnavailableUnavailable
Jun, 2012UnavailableUnavailable
May, 201215AUG0715AUG07
Apr, 201201MAY1001MAY10
Mar, 201201MAY1001MAY10
Feb, 201201JAN1001JAN10
Jan, 201201JAN0901JAN09
Dec, 201115MAR0815MAR08
Nov, 201101NOV0701NOV07
Oct, 201115JUL0715JUL07
Sep, 201115APR0715APR07
Aug, 201115APR0715APR07
Jul, 201108MAR0708MAR07
Jun, 201115OCT0615OCT06
May, 201101JUL0601AUG06
Apr, 201108MAY0622JUL06
Mar, 201108MAY0608JUL06
Feb, 201108MAY0601JUL06
Jan, 201108MAY0622JUN06
Dec, 201008MAY06
Nov, 201008MAY06
Oct, 201008MAY06
Sep, 201008MAY06
Aug, 201001MAR06
Jul, 201001OCT05
Jun, 201001FEB05
May, 201001FEB05
Apr, 201001FEB05
Mar, 201001FEB05
Feb, 201022JAN05
Jan, 201022JAN05
Dec, 200922JAN05
Nov, 200922JAN05
Oct, 200922JAN05
Sep, 200908JAN05
Aug, 200901OCT03
Jul, 200901JAN00
Jun, 200901JAN00
May, 200915FEB04
Apr, 200915FEB04
Mar, 200915FEB04
Feb, 200901JAN04
Jan, 200901JUL03
Dec, 200801JUN03
Nov, 200801JUN03
Oct, 200801APR03
Sep, 200801AUG06
Aug, 200801JUN06
Jul, 200801APR04
Jun, 200801APR04
May, 200801JAN04
Apr, 200801DEC03
Mar, 2008Unavailable
Feb, 2008Unavailable
Jan, 200801JAN00
Dec, 200701JAN02
Nov, 200701APR04
Oct, 200701APR04
Sep, 200701APR04
Aug, 2007Unavailable
Jul, 2007Current
Jul, 2007Current
Jun, 200701APR04
May, 200708JAN03
Apr, 200708JAN03
Mar, 200708JAN03
Feb, 200708JAN03
Jan, 200708JAN03
Dec, 200608JAN03
Nov, 200601JAN03
Oct, 200615JUN02
Sep, 2006Unavailable
Aug, 2006Unavailable
Jul, 200601JAN03 
Jun, 200601JAN03 
May, 200601JAN03
Apr, 200601JUL02
Mar, 200601JAN02
Feb, 200601AUG01
Jan, 200601JAN01
Dec, 200501JUL00
Nov, 200501NOV99
Oct, 200501NOV99
Sep, 2005Current
Aug, 2005Current
Jul, 2005Current
Jun, 2005Current
May, 2005Current
Apr, 2005Current
Mar, 2005Current
Feb, 2005Current
Jan, 2005Current
Dec, 2004Current
Nov, 2004Current
Oct, 2004Current
Sep, 2004Current
Aug, 2004Current
Jul, 2004Current
Jun, 2004Current
May, 2004Current
Apr, 2004Current
Mar, 2004Current
Feb, 2004Current
Jan, 2004Current
Dec, 2003Current
Nov, 2003Current
Oct, 2003Current
Sep, 2003Current
Aug, 2003Current
Jul, 2003Current
Jul, 2003Current


For accurate information check here.

Saturday, July 9, 2016

Cash back deals with EBATES

ebates CashBack

Do you want to get extra cash back for your online shopping. Yes, in addition to your credit card points/rewards/cash back? Yes, you can. Simple login to ebates.com and go to your online shopping site from there. You then do your regular shopping. Your purchase will earn cash back on ebates which will be reflected after few days. It will be in pending status for 90 days. You will be able to cash it as a check mailed to your address once it reaches above a threshold. Sign up now and get $10 bonus for just signing up and making a qualifying purchase. Don't miss this great opportunity for getting more money back for the items you usually shop for online just for going to your favorite online shopping sites through ebates.

Sign up now




Some stores with cash back (subject to change)

BestBuy - 1% cashback

Coach - 4% cashback

Dell Computer - 2% cashback

Forever 21 - 2% cash back

G by Guess - 3% cashback

Groupon - 6% cashback

Hotels.com - 6% cash back

HP.com - 3% cashback

JCPenny - 3% cashback

KateSpade - 3.5% cashback

Kohl's - 6% cashback

LivingSocial - 6% cashback

Macy's - 6% cashback

Nordstrom Rack - 6% cashback

Rakuten.com - 1% cashback

Sears - 3% cashback

Staples - 2% cashback

The North Face - 4% cashback

Walmart - 1% cashback

Walgreens - 7% cashback

See other ways to get cashback - through Mr Rebates. Choose based on maximum cash back for the site you shop. 

Cash back deals with MrRebates

MrRebates CashBack

Do you want to get extra cash back for your online shopping. Yes, in addition to your credit card points/rewards/cash back? Yes, you can. Simple login to MrRebates.com and go to your online shopping site from there. You then do your regular shopping. Your purchase will earn cash back on MrRebates which will be reflected after few days. It will be in pending status for 90 days. You will be able to cash it as a check mailed to your address once it reaches above $10. Sign up now and get $5 bonus for just signing up. The cash back ranges from 1% to 30%. Some times even more. You can select from more than 2000 stores to shop. Don't miss this great opportunity for getting more money back for the items you usually shop for.

Sign up now



Some stores with cash back (subject to change)

BestBuy - 1% cashback

Coach - 5% cashback

Dell Computer - 6% cashback

Forever 21 - 3% cash back

G by Guess - 5% cashback

Groupon - 6% cashback

Hotels.com - 5% cash back

HP.com - 6% cashback

JCPenny - 6% cashback

KateSpade - 5% cashback

Kohl's - 3% cashback

LivingSocial - 8% cashback

Macy's - 5% cashback

Nordstrom Rack - 3% cashback

Rakuten.com - 3% cashback

Sears - 3% cashback

Staples - 5% cashback

The North Face - 8% cashback

Walmart - 2% cashback

Walgreens - 5% cashback

See other ways to get cashback - through ebates. Choose based on maximum cash back for the site you shop. 

Wednesday, June 1, 2016

Worry free Investment at WealthFront

I am not good at investing in stocks. I was trying to see what is the best option for me to invest without the need for detailed research. I recently came across WealthFront. It is like a broker that manages your finances for you for a minimal free, much less than the normal fee charged by most people and services. The first $10,000 is managed for free. And very nominal fee above that. Also you don't have to pay for commissions and transactions on the trade placed on your behalf. The money gets invested automatically in stocks, bonds, mutual funds. It is diversified in many respects including geographic diversification. The type of investments depends on the risk level you choose. You can either answer a few questions to define the risk factor or set the value in the risk meter thats in the range of 1 to 10, 10 being highly risk tolerant. With 10, you are asking WealthFront to invest aggressively and 1 being very safe. The profits and loss increase with higher risk. You can withdraw the amount any time. It requires a minimum account balance of $500 to be maintained. If you don't like it, you can close the account any time. If you sign up using the link, you will get first $15,000 managed for free (instead of $10,000).

Sign up here to get $15,000 managed for free. (That is $5000 more managed for free if you sign up using the link)

WealthFront - Create an account

Update 01/14/2017: Its been 8 months since I started investing with WealthFront. I have received time-weighted return of 8.2% and money-weighted returns of 8.2%

Disclosure: Wealthfront manages your first $10,000 for free, but if you accept my invitation, we'll both get an additional $5,000 managed for free!. Its a mutual benefit. Thank  you for considering signing up using this link.

Happy investing.

Sunday, May 15, 2016

US to India calling


GV + OBi is the best option if you do not talk for hours and hours in a month. See if the monthly plan cost is less than the pay per use cost based on your usage.


OptionTypeRateMore Info
GV + OBiIP Phone / App1c/minPay per use
More Details
GV (Google Voice)App1c/minPay per use
IndiaLDCalling Card0.7 to 1c/minPay per use
Dial91Calling Card1.1c/minPay per use
RazaApp1c/min OR
$10,$15,$20/month
Pay per use /
Limited calling
ATTGSM$15/month
per line
Unlimited calling
Good if you talk more than 1500 min/month or 25hrs/month
T-mobileGSM$15/month
per line
Unlimited calling
Good if you talk more than 1500 min/month or 25hrs/month
LycaMobileGSM$29/monthUnlimited calling
Good if none of the other options work for you
VonageIP Phone / App$28/monthUnlimited calling
Good if none of the other options work for you
RebTelApp$10/monthUnlimited calling
Good if you talk more than 1000 min/month and will not exceed your monthly talk time minutes

Note:
1. Monthly plans may have limit on minutes. Check the fine print.
2. The taxes and fees may apply and may be significant than the other options.

Saturday, May 14, 2016

EB1 EB2 EB3 India China Pending applications

Last updated on 5/31/2016
Total number of pending I485 applications for India and China based on Priority Date

India and China EB2 Filing and Final action dates

Note: Year columns indicate the priority date. For example if you are on EB2 India category and priority date falls on year 2010, then look at the latest "As of date" row and add all the numbers from 1997 up to 2010. That is the number of I-485 applications pending before you. If your priority year and any years before that do not have a value specified, that means no applications have been yet accepted for those years. Add up un till what is available (say 2008) and that plus what you think might be potential applications  (say, 5000 for 2009 & another 5000 for 2010) would be the pending applications before you.

Per country annual limit for EB1/EB2/EB3 is 2802 (28.6% of 7% of 140,000)
Per country annual limit for EB4/EB5 is 696 (7.1% of 7% of 140,000)

From the below chart, if your priority date is in 2006, EB2 India Category, the number of pending applications before you (as of 1/1/2016) is approximately 936 (2+0+1+2+10+12+15+94+362+448)

India - Click to view


China - Click to view


>> Try the car pool mobile app - Scoop and get $20 credit with PROMO CODE <<
Save money - Escape the traffic - Worry free commute
(If not available in your area, join now to get it in your area)

Friday, April 29, 2016

AMC Stubs Benefits and Calculator - Find which option is right for you

Question that comes to every ones mind:
  • How much does Stubs membership cost? I heard they have come up with free option, is it true?
  • Is it worth paying for the paid Stubs membership?
  • Tell me the difference between the free and the paid membership in a way i can understand.

AMC has introduced new stubs program in April 2016 in Detroit, Dubuque, Houston, Miami, Omaha, and the Bay Area. The cost of membership in bay area is $20. This article is based on the premiere membership fee ($20) in Bay area, California.

AMC now has two types of stubs card - Access & Premiere

Access is free and you get 2% back in rewards$5 rewards for every $250 spent. Online purchase fee waived only if you purchase 3 or more tickets. Rewards can be redeemed only at concessions (not for tickets). The points expire after 12 months of inactivity.

Premiere costs $20/yr and you get 10% back in rewards$5 rewards for every $50 spent and no minimum purchase requirement to waive online purchase fee. Rewards can be redeemed at concessions and for tickets. Also, you get 2000 points for the $20 you pay for the membership. You get to skip the long line in ticket and concession stands, especially on weekends, you don't want to spend the time in the long queue. Usually there may not be a queue at all. May vary by location and time.

Note:
  • Existing members get upgraded to Premiere for free
  • The rewards expire after 12 months from the date of issuance
  • Birthday rewards expire after 30 days from the date of issuance

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Find which AMC Stub membership option is best for you



Premiere membership fee:$.00
Points per Dollar spent:   points/dollar
Online Booking fee:$.00
Member specific:
Number of times booked online per year
(include only those purchases with 1 or 2 tickets):
   times
Amount spent in tickets,
snacks and drinks per year:
(Do not include Gold/Silver/Green/Red passes)
$.00
Membership Fee:                    $
Total saved in Online booking:$
Total rewards ($5 per $ spent):$
---------------------------
Net savings:$-       $=  $
Recommended membership:

Disclosure: This is just my view. Use your own judgement.
Appreciate your comments. I would be glad to know what you think?



https://www.amctheatres.com/amcstubs/bayarea

If you think you will spend $250 or more in tickets and snacks in a year, Premiere works best for you. Even if you don't spend $250,  if you end up booking online, 1 or 2 tickets at least 7 times in a year (online fee: $3 x 7 = $21) Premiere is good as you will get back the cost of membership in online fee savings.

FAQ:
https://www.amctheatres.com/newamcstubs/faqs

Other locations:


LocationCost
Bay Area$20
Miami$20
Detroit$15
Houston$15
Dubuque$12
Omaha$12



Miami ($20): https://www.amctheatres.com/amcstubs/miami

Detroit ($15): https://www.amctheatres.com/amcstubs/detroit


Houston ($15): https://www.amctheatres.com/amcstubs/houston

Dubuque ($12): https://www.amctheatres.com/amcstubs/dubuque


Omaha ($12): https://www.amctheatres.com/amcstubs/omaha


The information in this article may be out of date. For accurate and up to date information please visit amctheatres.com or your nearest AMC theatre.




Thursday, March 17, 2016

ATT Data Plan Change Mid Cycle


This is about changing data plan mid cycle for ATT Mobile Share Value Plan.

When you change data plan mid cycle, the data allowance is not Prorated. If you did not exceed the data limit on the day of the change of data plan, you will get prorated charges for the old and new plan and you will be able to use the full data in the new plan (data usage will be reset to zero on the day of change) for the rest of the billing cycle.

Example: If you have 15GB plan ($100). On 21st day of the billing cycle, if you have used 14.75GB and you upgrade to 20GB plan ($140) EFFECTIVE IMMEDIATELY and change it back to 15GB effective start of next billing cycle. Your data usage will be reset to zero on 21st day and you will have 20 GB to use for the remaining 10 days. You have effectively got 34.75GB (14.75+20) for this billing cycle. Your bill will be as follows (in addition to your regular charges)
Credit for the old data plan for the remaining 10 days = 1/3 x $100 = $33.33
Debit for the new data plan for the remaining 10 days = 1/3 x $140 = $46.66
Net increase in bill = 46.66 - 33.33 = $13.33


The cost provided above is for explanation purpose only and is approximated.

Note that, if you already exceeded the data limit mid cycle, you may not benefit from changing data plan effective immediately. You might want to change plan with back dating or pay overage fees per GB. This is because, if you change the data plan effective immediately, you will incur overage charges in addition to the prorated charges for the data used before the change which may not be cost effective.

Bottom line: If you think your group would use around 15GB or much more, take the 15GB plan. Upgrade data plan just before reaching the limit. You can upgrade multiple times in a billing cycle. You benefit the most, when you delay the most in upgrading (make sure you upgrade before exceeding the limit). Reset to original plan before the start of next cycle (effective start of next cycle).

Feel free to add your comments. I would be glad to know your thoughts and feedback.

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Tuesday, February 23, 2016

Auctions

eBay is the most popular site for auctions. I recently came across a site called listia.com. It also has auctions similar to eBay. It uses credits instead of actual money. You can buy credits or earn them. You may try it here.

Auctions for free stuff at Listia.com

Saturday, February 13, 2016

Get rid of your phone bill

How to get rid of your landline telephone bill?

Are you paying for your landline phone? Do you want to be bill free and still enjoy the landline at home? Think no further. Here is a great solution. All you need is a google account and a one time investment of about $40. I am not selling this product. I am just sharing how I am saving money by not paying for monthly phone bill. Using Google voice, you can make a call to US numbers from anywhere in the world (from US, or from outside US) for free as long as you have internet access. Google allows you to buy credits to call to other countries (from anywhere). The cost to call varies based on the destination country. Example: Cost to call India (could be from US, India, or from anywhere with internet access) is approximately $0.01/min. You can port your existing number as well (Some times you may not be able to port. See step 1 for more details). You don't have to lose your existing number. Continue to use the same number and save on bill. You may skip step one, if you are not planning to port your existing number (if you want to get a new number)

Step 1: If you are planning to port your number to Google Voice, make sure Google allows porting for your carrier. Steps to verify if Google supports porting for your carrier

  1. Login to Google Voice
  2. Click link - "Get a Voice number" on the left navigation menu
  3. Click button - "I want to use my mobile number"
  4. Enter the number you want to port and click button - "Check for available options"
    • If you see the link - "Port your number", you are good to go.
    • If you see "Porting your mobile number to Google Voice is unavailable", Google does not support porting from your carrier. Either you will have to find a work around or get a new number

Work around: If Google does not support your carrier, you still might have a way to port to Google, The approach would be to port your current number to a supported carrier (eg: AT&T) and after a few days or a month, port it to Google Voice.
Disclaimer: I do not know if this works or have any drawbacks/issues and I have not tried this myself.

Step 2: Steps to follow to go bill free
  1. If you don't have a google account, sign up for one - Sign up for Google account
  2. Register for google voice - Sign up for Google Voice
  3. Buy a Voip device (OBi200 should be good). OBi does not need a computer. Another option would be to use GVMate, but GVMate needs a computer to connect to.
  4. Buy a phone, if you don't have one already (eg: corded phone or cordless phone)
  5. Once you have received your OBi device, follow the steps HERE and you are all set

Options to call to India

If you have any questions feel free to comment here.

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Wednesday, February 10, 2016

Play fun app and earn money


Earn money for playing this app. No payment required. Its absolutely free.
Use the code 5F460E to get 25 @Qriket Spins. Get it free at http://qriket.com/invite/5F460E

This is not a spam. Read the reviews if you would like, before installing this app

Sunday, January 3, 2016

How to install TurboTax on mac without drive

If you are using windows drive to install TurboTax software on you Mac, read on.

The turbo tax for mac is on separate partition on the DVD which is not read by default from Windows drive. You need HFSBrowser installed on windows.

You will need to install HFSBrowser, Create DMG file from the DVD and share the DMG file location. Copy it to Mac (smb://WINDOWS_MACHINE/LOCATION) and Drag it to applications.

Steps:
First on Windows computer,

  1. Install HFS Explorer
  2. Run HFS Explorer
  3. File -> Load File system from device
  4. Select your drive under "Detected devices"
  5. Click load
  6. Tools -> Create Disk Image
  7. Select the location and provide the image file name and click "Save"
  8. Share the location where you saved the image
Second on Mac computer,

  1. Open Finder
  2. Go -> Connect to Server
  3. Enter the Windows computer name or the ip address
  4. When prompted for name & password, enter the credentials. If unable to connect, it might be because of firewall. Disable Windows firewall and repeat the steps.
  5. Select the volume you want to mount
  6. You will now be able to see the windows shared folder under the "Shared" section in Finder



More Details: click here

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