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Fluz Cash Back Forever

Fluz cashback app enables you to earn cash back on purchases. How it works? Before you make the payment (online or in-store), during checkout, you open the app, select the store/service, enter the exact amount you see in the checkout and pay using your desired mode of payment in the app. The app generates a gift card code (or a QR code which you could use to scan at the register). You make the payment at the store or online using the generated code. The app provides rewards for the purchase which can later be withdrawn into your account. Fluz is basically an app to buy gift cards in any denomination. Since fluz app uses the gift card approach, you can stack this on top of other rewards programs like Ebates , MrRebates , CouponCabin , etc and earn multiple rewards or cash back on the same purchase. Fluz also provides referral rewards. Each time your referral or a referral of your referral makes a purchase, you get a percentage of the network rewards alloted for that purchase. This lo...

Buy Sell Crypto in US

You can buy and sell crypto currencies via different exchanges. Some of the exchanges I use are Coinbase Binance.US Kraken eToro After you buy a crypto currency, you may choose to keep them on the exchange or move it into a more secure storage such as hardware wallets or paper wallets. Two of the popular hardware wallets: Ledger Trezor There are software wallets too that can be installed on your computer or your mobile. Choose what is best for you. If you don't have much of money in crypto, it might not be worth investing in hardware wallets. You might be better off with online exchange or other free wallets. If you have invested or plan to invest significant amount of money in crypto, you might want to consider getting a hardware wallet so that you have full control over the private keys of the crypto. You can find the price and other details of different crypto currency here: https://livecoinwatch.com/ https://coinmarketcap.com/ Happ...

Webull - Commission Free Trades

Webull is a trading platform without any trading fees. Signup here and fund the account to get 2 free stocks. The promotion may vary over time. Check the details on the link while you signup. Open a Webull brokerage account and receive a free stock valued between $2.5-$250. Make your initial deposit of $100 or more and receive a 2nd free stock valued between $12-$1400. Zero commission for stocks, ETFs, and options. Zero contract fees for options. Enjoy tech. Enjoy investing. The information provided here may vary over time. Please obtain the latest information from the corresponding websites.     Robinhood   Webull  Stock trading  Yes  Yes  Stock trading commission  $0  $0  Option trading  Yes  Yes  Option commission  $0  $0  Mobile App trading  Yes  Yes  Web trading  Yes  Yes  Virtual (Paper) trading  No   Yes  Margin interest rates  5% on amount over $10...

Retirement Planning

There are various ways in which you can save for retirement. The most common method people know about is 401K. Some of the common options: 401K - Traditional 401K - Roth IRA - Traditional IRA - Roth Rental Income - Buying Investment Property Dividends - Investing in Shares with steady dividends HSA If you own a 401K or IRA account, you need to monitor the account and make sure that the money is invested properly as per your needs (based on your age and risk acceptance criteria). If you are not sure if you are investing right in your retirement account you may make use of third party services that take care of your account for a reasonable fee. One of the services is Bloom . You may try them free for a month and see if that makes sense for you. Traditional 401K/IRA uses pre-tax money (don't need to pay tax on the invested money, they grow tax free, but you pay taxes when you withdraw). Roth 401K/IRA uses post-tax money (need to pay tax before investing in Roth accoun...

Indian Bank Account Online Transfer

The information provided below may not be accurate and up to date. Please contact bank for up to date and accurate information. The information may vary with banks. Differences NEFT RTGS IMPS Accronym for Electronic Funds Transfer Real Time Gross Settlement Immediate Payment Service Description Operates on Deferred Net Settlement (DNS) basis, which settles transactions in batches. 12 settlements on weekdays. 6 settlements on Saturdays. Transactions settled individually for amounts above 2 Laksh (up to 10 Lakhs). Transferred electronically for smaller amounts (up to 2 Lakhs) Times Mon - Fri: 8am to 7pm Sat: 8am to 1pm Not available on Sundays, second and forth Saturdays and other holidays. Mon - Fri: 9am to 4:30pm Sat: 9am to 4:30pm Any time. No holidays. Limit Any amount. Min: Rs.1 Rs. 2 Lakhs - 10 Lakhs Rs. 1 Lakh - 2 Lakhs Charges (plus GST) 1 to 10,000 - Rs. 2.50 10,000 to 1 Lakh - Rs. 5 1 Lakh to 2 Lakh - Rs. 15 2 Lakh to 5 Lakh - Rs. 25 5 Lakh to 10 Lakh ...

Invest in Real Estate hassle free with as low as $1000

Do you want to diversify your investment? There are various options out there. One of them is Real Estate. You can do your own research, buy them, manage them and sell them. But that requires lot of capital, time and energy. If you think you don't have the time or knowledge to invest in real estate there are ways to invest for people like you and me. RealCrowd RealMogul RealtyShares Prosper Fundrise I had the opportunity to invest in Fundrise and I have received decent returns (8% per year) for the past 2 years. The unit/share price has also increased 5%. Fundrise invest in many properties all over US. They have different funds to suit your needs - income, balanced, growth. Each has its own benefits. I am a fan of long term growth and I am so far very happy with its performance. You can either invest in individual funds or upgrade your account to goal based portfolio and your money will be invested in different funds based on your goal. Fundrise - Create Account Fund...

US Passport for Minor

The information provided on this blog post may not be accurate or is out of date. Please refer to the official website for up to date and accurate information.   Steps to apply for US Passport for newborn: Take an appointment at USPS if it takes appointments and has availability as per your schedule. Or walk in. If walking in, be prepared for long wait times at USPS. You might even have to go very early to get token. Both parents and the new born have to be physically present. If one of the parent is not able to come, check the site for the documents needed for absence of a parent. Completed Application form (DS-11) - Better to fill  online  and print it. Or you may download  PDF  and fill with pen. Original Birth Certificate of new born (One) - Proof of citizenship Copy of Birth Certificate of new born (One) - Proof of relationship to parents Passport size 2x2 photo (One) - see  photo guidelines Copy Both Parents ID - (One) Photo copy of Drive...