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Crypto Visa Card

Crypto.com offers Visa PrePaid card loaded with USD with the option to convert crypto to USD before topping the Visa card. It has many tiers with great benefits. Check here for the card tiers. Perks include (depending on the tier you choose) cash back Up to 8% in crypto (CRO), up to 100% credits for certain services like Spotify, Netflix, Amazon Prime and higher cash back in Expedia, AirBnb, Airport Lounge access, private jet membership, higher earnings rate on crypto and stable coins like USDC (up to 12% APR) depending on the amount of CRO is staked. Note: Crypto.com could make changes to their benefits/perks/rates at any time. Changes to crypto earn program effective April 4th, 2022:  https://crypto.com/product-news/changes-to-crypto-earn Pros: Earn cash back in Crypto (CRO). 1% to 8% cash back (paid instantly) at the time of this writing. Ability to convert your crypto to cash and use to pay using card instantly Earn higher interest on your crypto deposits (for certain tier cr...

EB2 Priority Date - Cut off dates

Please refer to  https://travel.state.gov/content/travel/en/legal/visa-law0/visa-bulletin.html for more accurate information. The information provided in this page should not be considered always true. There can be errors in this page. The priority Date cut off date for Employment based EB2 category for Indians and Chinese. Update Mar 2016: When USCIS determines there are immigrant visas available for the filing of additional adjustment of status applications, the Dates for Filing Applications chart may be used to determine when to file an adjustment of status application with USCIS. Otherwise, the A pplication Final Action Dates chart must be used to determine when to file an adjustment of status application with USCIS. january febrary march april may june july august september october november december visa green card greencard gc employment So depending up on if the visas are available, the corresponding dates are highlighted. >> Try the car pool mobile app - Sc...

Fluz Cash Back Forever

Fluz cashback app enables you to earn cash back on purchases. How it works? Before you make the payment (online or in-store), during checkout, you open the app, select the store/service, enter the exact amount you see in the checkout and pay using your desired mode of payment in the app. The app generates a gift card code (or a QR code which you could use to scan at the register). You make the payment at the store or online using the generated code. The app provides rewards for the purchase which can later be withdrawn into your account. Fluz is basically an app to buy gift cards in any denomination. Since fluz app uses the gift card approach, you can stack this on top of other rewards programs like Ebates , MrRebates , CouponCabin , etc and earn multiple rewards or cash back on the same purchase. Fluz also provides referral rewards. Each time your referral or a referral of your referral makes a purchase, you get a percentage of the network rewards alloted for that purchase. This lo...

Buy Sell Crypto in US

You can buy and sell crypto currencies via different exchanges. Some of the exchanges I use are Coinbase Binance.US Kraken eToro After you buy a crypto currency, you may choose to keep them on the exchange or move it into a more secure storage such as hardware wallets or paper wallets. Two of the popular hardware wallets: Ledger Trezor There are software wallets too that can be installed on your computer or your mobile. Choose what is best for you. If you don't have much of money in crypto, it might not be worth investing in hardware wallets. You might be better off with online exchange or other free wallets. If you have invested or plan to invest significant amount of money in crypto, you might want to consider getting a hardware wallet so that you have full control over the private keys of the crypto. You can find the price and other details of different crypto currency here: https://livecoinwatch.com/ https://coinmarketcap.com/ Happ...

Webull - Commission Free Trades

Webull is a trading platform without any trading fees. Signup here and fund the account to get 2 free stocks. The promotion may vary over time. Check the details on the link while you signup. Open a Webull brokerage account and receive a free stock valued between $2.5-$250. Make your initial deposit of $100 or more and receive a 2nd free stock valued between $12-$1400. Zero commission for stocks, ETFs, and options. Zero contract fees for options. Enjoy tech. Enjoy investing. The information provided here may vary over time. Please obtain the latest information from the corresponding websites.     Robinhood   Webull  Stock trading  Yes  Yes  Stock trading commission  $0  $0  Option trading  Yes  Yes  Option commission  $0  $0  Mobile App trading  Yes  Yes  Web trading  Yes  Yes  Virtual (Paper) trading  No   Yes  Margin interest rates  5% on amount over $10...

Retirement Planning

There are various ways in which you can save for retirement. The most common method people know about is 401K. Some of the common options: 401K - Traditional 401K - Roth IRA - Traditional IRA - Roth Rental Income - Buying Investment Property Dividends - Investing in Shares with steady dividends HSA If you own a 401K or IRA account, you need to monitor the account and make sure that the money is invested properly as per your needs (based on your age and risk acceptance criteria). If you are not sure if you are investing right in your retirement account you may make use of third party services that take care of your account for a reasonable fee. One of the services is Bloom . You may try them free for a month and see if that makes sense for you. Traditional 401K/IRA uses pre-tax money (don't need to pay tax on the invested money, they grow tax free, but you pay taxes when you withdraw). Roth 401K/IRA uses post-tax money (need to pay tax before investing in Roth accoun...

Indian Bank Account Online Transfer

The information provided below may not be accurate and up to date. Please contact bank for up to date and accurate information. The information may vary with banks. Differences NEFT RTGS IMPS Accronym for Electronic Funds Transfer Real Time Gross Settlement Immediate Payment Service Description Operates on Deferred Net Settlement (DNS) basis, which settles transactions in batches. 12 settlements on weekdays. 6 settlements on Saturdays. Transactions settled individually for amounts above 2 Laksh (up to 10 Lakhs). Transferred electronically for smaller amounts (up to 2 Lakhs) Times Mon - Fri: 8am to 7pm Sat: 8am to 1pm Not available on Sundays, second and forth Saturdays and other holidays. Mon - Fri: 9am to 4:30pm Sat: 9am to 4:30pm Any time. No holidays. Limit Any amount. Min: Rs.1 Rs. 2 Lakhs - 10 Lakhs Rs. 1 Lakh - 2 Lakhs Charges (plus GST) 1 to 10,000 - Rs. 2.50 10,000 to 1 Lakh - Rs. 5 1 Lakh to 2 Lakh - Rs. 15 2 Lakh to 5 Lakh - Rs. 25 5 Lakh to 10 Lakh ...