Indian Bank Account Online Transfer

The information provided below may not be accurate and up to date. Please contact bank for up to date and accurate information.

The information may vary with banks.

DifferencesNEFTRTGSIMPS
Accronym forElectronic Funds TransferReal Time Gross SettlementImmediate Payment Service
DescriptionOperates on Deferred Net Settlement (DNS) basis, which settles transactions in batches.
12 settlements on weekdays.
6 settlements on Saturdays.		Transactions settled individually for amounts above 2 Laksh (up to 10 Lakhs).Transferred electronically for smaller amounts (up to 2 Lakhs)
TimesMon - Fri: 8am to 7pm
Sat: 8am to 1pm
Not available on Sundays, second and forth Saturdays and other holidays.		Mon - Fri: 9am to 4:30pm
Sat: 9am to 4:30pm		Any time. No holidays.
LimitAny amount. Min: Rs.1Rs. 2 Lakhs - 10 LakhsRs. 1 Lakh - 2 Lakhs
Charges
(plus GST)		1 to 10,000 - Rs. 2.50
10,000 to 1 Lakh - Rs. 5
1 Lakh to 2 Lakh - Rs. 15
2 Lakh to 5 Lakh - Rs. 25
5 Lakh to 10 Lakh - Rs. 50		2 Lakh to 5 Lakh - Rs. 25
5 Lakh to 10 Lakh - Rs. 50		1 to 10,000 - Rs. 2.50
10,000 to 1 Lakh - Rs. 5
1 Lakh to 2 Lakh - Rs. 15

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