Posts

Worry free Investment at WealthFront

Image
I am not good at investing in stocks. I was trying to see what is the best option for me to invest without the need for detailed research. I recently came across WealthFront. It is like a broker that manages your finances for you for a minimal free, much less than the normal fee charged by most people and services. For those who joined and funded before April 1, 2018, the first $10,000 is managed for free and very nominal fee above that. Also you don't have to pay for commissions and transactions on the trade placed on your behalf. The money gets invested automatically in stocks, bonds, mutual funds. It is diversified in many respects including geographic diversification. The type of investments depends on the risk level you choose. You can either answer a few questions to define the risk factor or set the value in the risk meter thats in the range of 1 to 10, 10 being highly risk tolerant. With 10, you are asking WealthFront to invest aggressively and 1 being very safe. The profi...

US to India calling

GV + OBi is the best option if you do not talk for hours and hours in a month. See if the monthly plan cost is less than the pay per use cost based on your usage. Option Type Rate More Info GV + OBi IP Phone / App 1c/min Pay per use More Details GV (Google Voice) App 1c/min Pay per use IndiaLD Calling Card 0.7 to 1c/min Pay per use Dial91 Calling Card 1.1c/min Pay per use Raza App 1c/min OR $10,$15,$20/month Pay per use / Limited calling ATT GSM $15/month per line Unlimited calling Good if you talk more than 1500 min/month or 25hrs/month T-mobile GSM $15/month per line Unlimited calling Good if you talk more than 1500 min/month or 25hrs/month LycaMobile GSM $29/month Unlimited calling Good if none of the other options work for you Vonage IP Phone / App $28/month Unlimited calling Good if none of the other options work for you RebTel App $10/month Unlimited calling Good if you talk more than 1000 min/month and will not exceed your monthly talk time minutes...

EB1 EB2 EB3 India China Pending applications

Last updated on 5/31/2016 Total number of pending I485 applications for India and China based on Priority Date India and China EB2 Filing and Final action dates Note: Year columns indicate the priority date. For example if you are on EB2 India category and priority date falls on year 2010, then look at the latest "As of date" row and add all the numbers from 1997 up to 2010. That is the number of I-485 applications pending before you. If your priority year and any years before that do not have a value specified, that means no applications have been yet accepted for those years. Add up un till what is available (say 2008) and that plus what you think might be potential applications  (say, 5000 for 2009 & another 5000 for 2010) would be the pending applications before you. Per country annual limit for EB1/EB2/EB3 is 2802 (28.6% of 7% of 140,000) Per country annual limit for EB4/EB5 is 696 (7.1% of 7% of 140,000) From the below chart, if your priority date is in 2...

AMC Stubs Benefits and Calculator - Find which option is right for you

Image
Question that comes to every ones mind: How much does Stubs membership cost? I heard they have come up with free option, is it true? Is it worth paying for the paid Stubs membership? Tell me the difference between the free and the paid membership in a way i can understand. AMC has introduced new stubs progra m in April 2016 in  Detroit, Dubuque, Houston, Miami, Omaha, and the Bay Area . The cost of members hip in bay area is $20. This article is based on the premiere membership fee ($20) in Bay area, California. AMC now has two types of stubs card - Access & Premiere Access is free and you get 2% back in rewards -  $5 rewards for every $250 spent. Online purchase fee waived only if you purchase 3 or more tickets. Rewards can be redeemed only at concessions (not for tickets). The points expire after 12 months of inactivity. Premiere costs $20/yr and you get 10% back in rewards -  $5 rewards for every $50 spent and no minimum purchase requi...

ATT Data Plan Change Mid Cycle

This is about changing data plan mid cycle for ATT Mobile Share Value Plan . When you change data plan mid cycle, the data allowance is not Prorated. If you did not exceed the data limit on the day of the change of data plan, you will get prorated charges for the old and new plan and you will be able to use the full data in the new plan (data usage will be reset to zero on the day of change) for the rest of the billing cycle. Example: If you have 15GB plan ($100). On 21st day of the billing cycle, if you have used 14.75GB and you upgrade to 20GB plan ($140) EFFECTIVE IMMEDIATELY and change it back to 15GB effective start of next billing cycle. Your data usage will be reset to zero on 21st day and you will have 20 GB to use for the remaining 10 days. You have effectively got 34.75GB (14.75+20) for this billing cycle. Your bill will be as follows (in addition to your regular charges) Credit for the old data plan for the remaining 10 days = 1/3 x $100 ...

Auctions

Image
eBay is the most popular site for auctions. I recently came across a site called listia.com. It also has auctions similar to eBay. It uses credits instead of actual money. You can buy credits or earn them. You may try it here . www.listia.com

Get rid of your phone bill

How to get rid of your landline telephone bill? Are you paying for your landline phone? Do you want to be bill free and still enjoy the landline at home? Think no further. Here is a great solution. All you need is a google account and a one time investment of about $40. I am not selling this product. I am just sharing how I am saving money by not paying for monthly phone bill. Using Google voice, you can make a call to US numbers from anywhere in the world (from US, or from outside US) for free as long as you have internet access. Google allows you to buy credits to call to other countries (from anywhere). The cost to call varies based on the destination country. Example: Cost to call India (could be from US, India, or from anywhere with internet access) is approximately $0.01/min. You can port your existing number as well (Some times you may not be able to port. See step 1 for more details). You don't have to lose your existing number. Continue to use the same number and save o...