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There are various ways in which you can save for retirement. The most common method people know about is 401K. Some of the common options: 401K - Traditional 401K - Roth IRA - Traditional IRA - Roth Rental Income - Buying Investment Property Dividends - Investing in Shares with steady dividends HSA If you own a 401K or IRA account, you need to monitor the account and make sure that the money is invested properly as per your needs (based on your age and risk acceptance criteria). If you are not sure if you are investing right in your retirement account you may make use of third party services that take care of your account for a reasonable fee. One of the services is Bloom . You may try them free for a month and see if that makes sense for you. Traditional 401K/IRA uses pre-tax money (don't need to pay tax on the invested money, they grow tax free, but you pay taxes when you withdraw). Roth 401K/IRA uses post-tax money (need to pay tax before investing in Roth accoun

The information provided below may not be accurate and up to date. Please contact bank for up to date and accurate information. The information may vary with banks. Differences NEFT RTGS IMPS Accronym for Electronic Funds Transfer Real Time Gross Settlement Immediate Payment Service Description Operates on Deferred Net Settlement (DNS) basis, which settles transactions in batches. 12 settlements on weekdays. 6 settlements on Saturdays. Transactions settled individually for amounts above 2 Laksh (up to 10 Lakhs). Transferred electronically for smaller amounts (up to 2 Lakhs) Times Mon - Fri: 8am to 7pm Sat: 8am to 1pm Not available on Sundays, second and forth Saturdays and other holidays. Mon - Fri: 9am to 4:30pm Sat: 9am to 4:30pm Any time. No holidays. Limit Any amount. Min: Rs.1 Rs. 2 Lakhs - 10 Lakhs Rs. 1 Lakh - 2 Lakhs Charges (plus GST) 1 to 10,000 - Rs. 2.50 10,000 to 1 Lakh - Rs. 5 1 Lakh to 2 Lakh - Rs. 15 2 Lakh to 5 Lakh - Rs. 25 5 Lakh to 10 Lakh - Rs